Title Insurance
Title insurance for homeowners is called an Owner's Policy, and Harmony Title Agency can provide you with one that fits your specific needs. We are dedicated to providing a quality product and unmatched customer service. 
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What is title Insurance, and why do I need it?
Title insurance protects your rights as a homeowner against property loss or damage due to hidden defects in title. Title insurance policies protect against liens, encumbrances, or defects in the title to the property, which generally arise as claims against the property on matters carried over from the previous owner(s).
 
What does title insurance protect you from?
The short answer is “a lot”. Title companies do their best to ensure that title is clear before you purchase your home, but many issues aren’t part of the public record and won’t be found no matter how diligent the search. Here are some examples of how we can protect you from the unforeseen:

• Claims of Ownership: undisclosed heirs, misinterpreted wills, rights of divorced parties, false impersonation of land owner, etc.
• Claims of Fraud: improperly recording of documents, illegal/fraudulent documents, forged deeds/mortgages, etc.
• Easements and Liens: special tax assessments, utility easements, errors in tax records, etc.

For more information, contact us today.

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