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Harmony Blog

News, updates and announcements.

Happy Holidays from Harmony Title

12/24/2015

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We at Harmony Title Agency wish you and yours a very happy and safe holiday. Thank you for helping to make our year a great one!
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HTA Community Outreach

12/23/2015

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As the holidays are on the horizon, we want to recognize the beautiful experience of giving back. Harmony Title Agency is committed to contributing to a community that has supported us! We like to find causes that are close to our hearts and are located near our local area offices. Social consciousness is one aspect that drives motivates us to move forward, and it's extremely important that we communicate that value to our employees and our community.  We have done toy drives, raced in 5k runs, provided financial donations, volunteered at events, etc. 
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Our team walking to support the Marfan Foundation.
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Mary Johnson, HTA Business Development, joining forces with People's Mortgage and the Salvation Army.

If you have a cause located in any of our service areas that you believe would benefit from our support, please feel free to reach out! We would love to hear what causes are important to you, because you are important to us.
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Our AZ Manager, Susan Johnson, volunteered at a local animal shelter.
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Walking for a cause!
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EVENT: December Home Tour

12/16/2015

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We had such a great group on our tour on Friday! CONGRATS to Pamela Hopkins of Arizona Distinguished Properties for winning Best of Tour for her listing 2023 E Clarendon Rd, MLS# 5359753. What a beautiful home!

More tours to come in January!

Subscribe or follow us on Facebook to make sure you're notified of all events. 
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Closing Costs 101: INTRO

12/14/2015

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This is our first installment of a series of educational articles. Check back for more!

Feeling A Little Overwhelmed?
Are you thinking to yourself, what are all of these closing costs that my realtor/lender/the internet keeps ambiguously advising me that I should factor into the cost of buying a new home? Where is that 2 to 5 percent of my total purchase price going? What am I paying for? Am I getting a good deal? Is that exorbitant (and constantly increasing) rent I’m paying to my slumlandlord really all that bad?

​You’re Not Alone!
Last month, results of a nationwide survey conducted by ClosingCorp (a company 
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freeimages.com/roland maier
that provides data on closing costs to the mortgage and real estate industries) revealed that approximately two-thirds of Millennials, adults 18-34, who plan to buy a home are unaware of closing costs. Further, the survey found that more than one-third of adults from all age brackets of potential homeowners are “Not Very” or “Not At All” 

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Remodeling Benefits According to NAR Report

12/10/2015

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It's common knowledge that remodeling projects may help people who are selling their home to get a better asking price. However, the National Association of Realtors has issued a new report that says remodeling efforts can also bring major benefits to homeowners who are staying in their homes.

According to a report dubbed the 2015 Remodeling Impact Report, published by the NAR, there are many reasons for remodeling, one of which is increased happiness with one's home once a project is completed.

If you're considering remodeling, for whatever reason, it would probably be a good idea to take a look at their report. It also contains:
  • Estimated, typical cost of 20 remodeling projects.
  • How much appeal projects have for buyers.
  • Estimated amount that homeowners can recover from cost of project if they sell.

2015 Remodeling Impact Report

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End-to-End Online Mortgage Process: The Future Is Now

12/1/2015

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Quicken Loans issued a press release last week stating that they will be launching a new product dubbed Rocket Mortgage, which will allow consumers to receive "full mortgage approval online" in eight minutes.
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According to Quicken Loans, "​Rocket Mortgage simplifies the largest, most complex and important financial transaction most consumers experience in their lifetime," Potential home buyers will be able to apply, compare rates, view their credit report, receive full approval on various loan types (conventional, FHA, or VA), lock interest rate, and view all documentation online.

Traditionally, the mortgage process often involves a series of steps, documentation to back up finances, and 

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